Mold damage can cause extensive damage to your property and your health. It is extremely important to act as soon as you become aware that mold is present.
One of the biggest problems can be getting your insurance company to pay the necessary costs for removal and repair. In the past, mold claims were covered under most homeowner policies IF it resulted from a covered peril such as a plumbing system failure or a fire prevention system failure. Today, because of public awareness and scientific knowledge concerning mold and mold contamination, many insurance companies are excluding mold coverage from their policies. Some companies offer limited coverage in the form of a rider, for an additional premium. Insurance company representatives often quote their policy exclusions for mold even when coverage may exist.
Mold contamination should be taken very seriously because of its ability to cause severe illness to some people. It also can do considerable damage to property. Mold damages often require testing to identify the type of remediation required to remedy the situation.
Any mold testing WILL show mold present. Mold is everywhere in nature, which means it is always present in any environment. It is the contrasting difference between what is present naturally as opposed to what is present concerning the current damage situation.