"One catastrophe modeling company predicts that catastrophe losses will double every decade or so due to growing residential and commercial density and more expensive buildings." (Insurance Information Institute)
"Tornado losses of $1 billion and higher are becoming more frequent." (A.M. Best, April 2008)
"About 5,000 quakes can be felt each year, with some 400 capable of causing damage to the interior of buildings and 20 causing structural damage." (Insurance Information Institute)
How Well Are You Prepared?
· January 5-8: a winter storm strikes the Midwest, Southeast, and Northeast
· April 27-May 1: tornadoes and flooding strikes the Midwest, Southeast, and Northeast
· August 11-13: flooding in Michigan and the Northeast
Overall, these eight events resulted in fifty-three deaths and caused significant economic effects. Typically about 1,000 tornadoes occur in the United States each year?
Make A Plan
2. Depending on the type of emergency, you should decide whether you should stay in place or evacuate, and where to.
3. Inventory what essentials you use every day and stockpile 3-5 days worth of these items in case you can’t be reached by emergency responders.
4. Quite often, loss of electrical power will be involved. Plan alternate ways to charge communication devices.
5. Remember any unique needs of your family; medicines, baby formula, medical devices, and even pet food.
6. Gather a simple tool kit that you can carry with you if need be; a knife, pliers screwdrivers, an adjustable wrench, etc.
7. Take a first aid and CPR class. Your local American Red Cross can provide information about this type of training.