Lying on the ground won't save you. Standing under a tree is a really bad idea. Fishing out of a boat, especially in the state of Florida, can be deadly. July is the peak month in the United States for lightning strikes. As of July 1, there have been 14 deaths caused by lightning strikes. According to the National Weather Service, during an average 80 year life span, your chances of being struck by lightning are only one in 12,000. Does that make you feel better... or not?
Water sports activities account for the most deaths, with fishing accounting for almost half of those. Of the lightning deaths that occur on land, soccer is the number one activity, followed by golf, jogging, and then baseball or softball.
The scary thing is that of all the people that have been killed by lightning, only 3-5% are struck directly. People love to set up rules to live by but lightning doesn't adhere to any human rules. That makes lightning very unpredictable and very dangerous.